Website Terms of Use
STMCB Limited (trading as inspiratia)
Last updated: 02.06.2026
1. Who We Are
This website (www.inspiratia.com) is owned and operated by STMCB Limited, a company registered in England and Wales under company number 07296086, trading as inspiratia. Our registered office is at 3rd Floor, News Building, 3 London Bridge Street, London SE1 9SG.
References to "inspiratia", "we", "us", or "our" in these terms refer to STMCB Limited. References to "you" refer to the person accessing or using this website.
By using this website, you confirm that you are at least 18 years of age, that you have the legal capacity to enter into these terms, and that you accept and agree to comply with them. If you do not agree, please do not use this website.
These terms should be read alongside our Privacy Policy. These terms, together with our Privacy Policy, constitute the entire agreement between you and us in relation to your use of this website and supersede all prior representations, statements, or agreements relating to the same subject matter.
2. Intellectual Property
All content on this website — including but not limited to articles, analysis, data, reports, graphics, design, layout, software, databases, and trade marks — is owned by or licensed to STMCB Limited. All rights are reserved.
By accessing this website, you do not acquire any rights, title, or interest of any kind in any content — whether by implication, through use, or otherwise. You may view and print pages from this website solely for your own personal, non-commercial use, provided you do not modify the content and retain all copyright and proprietary notices. No other use is permitted without our prior written consent.
The inspiratia name and logo are trade marks of STMCB Limited. Other trade marks appearing on this website are the property of their respective owners and are acknowledged as such.
3. Acceptable Use
You may use this website only for lawful purposes and in a manner consistent with all applicable laws and regulations. You must not use this website in any way that infringes the rights of any third party or that restricts or inhibits anyone else's use of the site.
- copy, reproduce, distribute, publish, or commercially exploit any content from this website without our prior written consent
- use any automated tools, bots, spiders, crawlers, scrapers, data mining tools, or similar technology to access, monitor, extract, or index any content from this website
- deep-link to any internal page of this website without our prior written consent
- frame or embed this website or any part of it within another website without our prior written consent
- attempt to circumvent, disable, overload, or bypass any security measure, access control, rate limit, or technical safeguard on this website
- attempt to gain unauthorised access to any part of this website, its underlying systems, or any connected servers or databases
- impersonate any person or entity or misrepresent your identity or affiliation when using this website
- use any content from this website to train, develop, validate, or enhance any artificial intelligence system, large language model, or machine learning model, whether commercial or non-commercial, and whether accessed directly or indirectly
- input or upload any content obtained from this website into any AI system, generative model, or automated processing tool for the purpose of creating derivative products, reconstructing proprietary intelligence, or replicating or substituting for any of our services
- transmit any unsolicited or unauthorised advertising material, spam, or any material that is harmful, threatening, defamatory, obscene, or otherwise objectionable
- engage in any conduct that violates applicable laws, including those relating to data protection, intellectual property, computer misuse, or anti-bribery and corruption
We reserve the right to monitor usage patterns, access logs, and technical signals to detect and prevent violations of these terms. We further reserve the right to report violations to law enforcement or relevant regulatory bodies where appropriate. Violations may result in immediate suspension of access and legal action, including a claim for injunctive relief without the need to demonstrate financial loss.
Unauthorised use of this website may give rise to a claim for damages and may constitute a criminal offence under the Computer Misuse Act 1990.
4. User Indemnity
You agree to defend, indemnify, and hold harmless STMCB Limited and its officers, employees, agents, and licensors against any and all claims, losses, damages, costs, and expenses (including reasonable legal fees) arising out of or in connection with your use of this website, your breach of these terms, or any third-party claim resulting from your conduct on or in connection with this website.
5. Disclaimer
The content on this website is provided for general information purposes only. While we take reasonable care to ensure accuracy, we make no representations or warranties of any kind — express or implied — regarding the completeness, accuracy, reliability, suitability, or availability of any content on this website for any particular purpose. Content, including archived material, may be out of date or inaccurate, and we accept no responsibility for any action taken on the basis of information provided on this website.
You rely on any content from this website entirely at your own risk. Nothing on this website constitutes professional, financial, legal, or investment advice.
We endeavour to keep this website available and running smoothly, but we do not guarantee uninterrupted access. We will not be liable for the website being temporarily unavailable due to circumstances beyond our reasonable control.
6. Limitation of Liability
Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law.
Subject to the above, we will not be liable for any indirect or consequential loss, loss of profits, loss of business, or loss of data arising out of or in connection with your use of this website, even if we have been advised of the possibility of such loss.
Our total liability to you in connection with your use of this website shall not exceed £500.
No legal action arising out of or in connection with these terms or your use of this website may be brought more than one year after the cause of action has accrued.
7. Cookies
We use cookies and similar technologies on this website. These fall into four categories: strictly necessary, analytics, functional, and marketing and attribution. The full description of the cookies we use, the providers we rely on, and how we obtain your consent is set out in Section 4 (Cookies) of our Privacy Policy.
We will ask for your consent before setting any non-essential cookies (analytics, functional, and marketing). Continued use of this website does not, by itself, constitute consent. You can accept, decline, or withdraw your consent at any time via the cookie settings link in the footer; declining will not affect your ability to use the website.
For full details, please see the Cookies section of our Privacy Policy.
8. Third-Party Links
This website may contain links to third-party websites for your convenience. We do not endorse those sites and have no responsibility for their content, availability, or privacy practices. You access any linked website at your own risk. We will not be liable for any loss or damage arising from your use of any linked third-party site.
Our website may also feature social sharing buttons (for example LinkedIn or X/Twitter). Using these buttons may result in those platforms placing their own cookies on your device and collecting data about you. We do not control how those platforms use your data and encourage you to review their privacy policies before using social sharing features.
We reserve the right to refuse links to this website from any third-party site that we consider objectionable or inappropriate.
9. Changes to These Terms
We may update these terms from time to time to reflect changes in our practices, legal requirements, or the way the website operates. When we do, we will update the date at the top of this page. We encourage you to check this page periodically. Your continued use of this website following any update constitutes your acceptance of the revised terms.
10. Severability
If any provision (or part of a provision) of these terms is found by any court or administrative body of competent jurisdiction to be invalid, unenforceable, or illegal, the remaining provisions shall continue in full force and effect. If any invalid or unenforceable provision would be valid or enforceable if part of it were deleted or modified, it shall apply with the minimum modification necessary to make it enforceable.
11. Governing Law
These terms and any dispute or claim arising out of or in connection with them are governed by the law of England and Wales. The courts of England and Wales shall have exclusive jurisdiction to settle any such dispute or claim.
12. Contact Us
If you have any questions about these terms or the website, or to request permission for any use of content not covered by these terms, please contact us at:
Email: compliance@inspiratia.com
Post: STMCB Limited (t/a inspiratia), 3rd Floor, News Building, 3 London Bridge Street, London SE1 9SG